Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

The mortgage interest rate climate has changed. Here's what a good rate is considered to be at the start of 2026.

Mortgage rates saw significant improvements in 2025, but will that continue this month? Here's what to know now.

Hoping that mortgage rates will keep dropping following the Federal Reserve’s first rate cut since last year? Don’t bank on it. As expected, the central bank delivered a quarter-point cut Wednesday ...