Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Like it or not, your credit score is important. It tells creditors how responsible you’ve been with your past debts. Cre ...

You may not think much about your credit report on a daily basis, unless you are curious about your standing ahead of applying for a loan — or if something goes wrong, like a data breach or case of ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing1, used by lenders to judge how well an individual can pay ...