You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.

Lower interest rates: Often, Helocs have lower interest rates than home equity loans or personal loans. They have lower ...

A simple rule can prevent you from overdoing it with a home equity line of credit. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

If you want to tap into your home equity but don't want to make monthly payments like with a HELOC or a home equity loan, you may want to think about a home equity investment (HEI) contract. HEIs, ...

Home equity rates held steady as the Federal Reserve lowered interest rates by a quarter point at its final meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for ...

A home equity line of credit (HELOC) can be a valuable tool for homeowners looking to leverage the equity in their homes. Whether you are planning a major renovation, consolidating debt or funding a ...